What if I’m applying with a co-borrower?

When more than one borrower is guaranteeing the loan, we have to use the lower credit score of you and your co-borrowers.

If one of you has a low credit score, we often recommend that the person with the higher credit score apply to get the best terms possible.

You’ll still be able to put both names on the title.

In some cases more than one guarantor may need to apply if more funds are needed for your down payment, or to show more real estate experience.

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