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How does my credit score impact my real estate loan?

Your credit score is a one of the key factor’s that a commercial real estate lender considers when evaluating your loan request.

A high credit score indicates that a borrower is a lower credit risk. A borrower with a higher credit score is more likely to receive a loan with favorable terms, such as a lower interest rate and more flexible repayment terms.

Conversely, a low credit score may result in a higher interest rate and less favorable loan terms, or even lead to the loan request being denied.

Therefore, borrowers with a higher credit score are typically more likely to receive more favorable rates and terms, while those with a lower credit score may face higher costs and more stringent loan requirements.

  • To learn more about the minimum credit score requirements our our real estate loans, visit our loan guidelines page.

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